Financial services; banking services including on-line banking, deposit accounts, electronic fund transfer services; corporate and investment banking services; private banking services; securities trading services; asset and fund management services; property investment and administration services; stockbroking; asset management; treasury services; financial management; investments; mutual funds; loans; trust and fiduciary services; card payment services; insurance services; assurance; reinsurance; advice, information and consultancy in relation to the aforesaid services; financial assessment and valuation; loss adjustment; agency and brokerage services for bonds and securities; money exchange services; savings account services; provision of financial guarantees; securities brokerage; deposit-holding; bankers' clearing house services; trading in the money market, swapping services pertaining to currency, interest rates, stock, bills, financial instructions, claims and notes; insurance underwriting; financial settlement, planning, management and control services; investment and investment trust services; secured and unsecured lending; leasing of real estate; credit and credit card services; charge card services; commodities brokerage; acquisition and disposal of financial assets; real estate services