Provision of financial services and products; superannuation fund services; establishment and operation of superannuation funds; consulting services in the fields of superannuation, financial services and insurance; banking and investment services, financial management and planning services; superannuation, insurance, banking, investment and financial services information; consultancy in relation to the foregoing; fund investments; fund transfers; managed funds; insurance services; insurance consultancy services; insurance indemnity; capital investment; personal equity plans; annuities; unit trusts; investment trusts; savings services; life insurance underwriting; financial management; mutual fund services; pension services; loans, mortgages; trusteeship services