Computer hardware; computer software; computer applications; application software; magnetically encoded cards including credit cards and debit cards; chip cards and smart cards; electronic funds transfer machines; point of sale terminals; mobile point of sale terminals; terminals for the electronic payment of charges with magnetically encoded cards including credit and debit cards; apparatus for payment with magnetically encoded cards; electronic card readers for chip cards, smart cards and magnetically encoded cards including credit cards and debit cards; computer software including downloadable computer programs and recorded computer software; computer programs used in the provision of banking including merchant banking, financial, business advisory and/or business consultancy services; computer equipment used in the provision of banking including merchant banking, financial, business advisory and/or business consultancy services; computer software for processing electronic payments including via a mobile computer, mobile phone, smart phone or tablet; authentication software for controlling access to and communications with computers and computer networks; portable and handheld electronic devices for transmitting, storing, manipulating, recording, and reviewing text, images, audio, video and data, including via global computer networks, wireless networks, and electronic communications networks and electronic and mechanical parts and fittings therefore; parts and accessories for the aforementioned goods

Business consulting services in the field of online payments; managing and tracking credit card, debit card, automated clearing house (ACH), prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks for business purposes; business information management, namely electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, including optimisation of payments for businesses; Internet services in relation to money exchange and money transfer, payments, dispensing of currency whether notes, coins, drafts and bills of exchange, issue and redemption of travellers cheques, issue and redemption of tokens and vouchers, electronic fund transfers, foreign exchange, issuing of negotiable instruments, pre-paid cards, credit, debit and charge cards; provision of trade, business, economic and statistical information; business research services; compilation and provision of business information; dissemination of business information relating to money, exchange rates, money transfer, cash transfers, payments and financial markets; arranging subscriptions to telecommunication services for others; computerised database management; message transcription; opinion polling; marketing studies; business information; business research; marketing research; business management and organization consultancy; professional business consultancy; news clipping services; data search in computer files for others; business management assistance; economic forecasting; sales promotion for others; publication of publicity texts; gathering of data from computer databases; systemization of information into computer databases; outsourcing services (business assistance)