Loyalty programs; loyalty programs for brokers operating in the insurance industry; customer award and reward programs; services relating to the supply of benefits in connection with incentive, loyalty and rewards schemes; organisation and administration services in relation to the supply of benefits for customer loyalty and frequent user schemes; organisation, operation, supervision and management of loyalty programs; sales promotion through loyalty programs; advertising and promotional services; and promotional services in relation to the benefits of loyalty programs including in relation to the insurance industry

Insurance services; insurance underwriting; insurance brokerage; investment fund management; insurance research; insurance risk management; insurance premium financing; insurance appraisals; debt financing; real estate affairs; information, consulting and advisory services in relation to insurance and real estate affairs; provision of information online about insurance services; and provision of online insurance calculators