Computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"), namely, charge cards, bank cards, credit cards, debit cards and payment cards; card readers, namely, magnetic coded card readers and electronic data carrier card readers; computer software designed to enable smart cards to interact with computer terminals and electronic card readers; telecommunications equipment, namely, point of sale transaction terminals; computer software for transmitting, displaying and storing credit card and debit card transactions, for the identification of persons and financial information, namely, bank account information, debit card and credit card transaction information via the internet for use in the financial services, banking and telecommunications industries; electronic verification apparatus, namely, computer hardware and software for secure access to computer networks for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services, namely, financial dispute resolution management services in connection with debit card and credit card transactions; Financial services, namely, providing a financial dispute resolution management system via the internet for payment cardholder disputes allowing the creation, management and tracking of financial claims related to disputed debit card and credit card transaction amounts, financial claim documentation management services, consolidated dispute processing in connection with debit card and credit card transactions, funds movement processing services, namely, electronic funds transfer in the field of payment cards, fraud detection and reporting in connection with debit card and credit card transactions; financial services, namely, electronic processing and transmission of payment card data, electronic bill payment data and financial information, namely, bank account information, debit card and credit card transaction information; financial services namely providing verification of the cardholder’s signature to enable the card issuing institution to settle disputed transaction amount; banking and credit card services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services providing electronic funds and currency transfer services, electronic bill payments services, cash disbursement services, and debit card and credit card transaction authorisation and debt settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers’ cheques and travel vouchers; advisory services relating to financial dispute resolution management systems.

Aerials for radios; Mobile radio broadcasting units; Mobile radio receiving apparatus; Mobile radio transmitting apparatus; Portable radio-telephones; Portable radios; Radio antennae; Radio receivers for use in radio telephones; Radio signal antennae; Radio transceivers; Radio transceivers for use in radio telephones; Radio transmission apparatus; Radio transmitters; Radio transmitters for use in radio telephones; Radio wave transmitting aerials; Radio wave transmitting aerials for use with weapons systems; Radio-frequency antennas; Radiotelephone apparatus; Radiotelephone instruments; Radiotelephones; Radiotelephones for land use; Radiotelephones for maritime use; Radiotelephoning apparatus