Banking services; savings accounts services; electronic banking services; mobile phone banking services; cheque clearing services; payment administration; bank card, credit card, debit card and electronic payment card services; debt collection and payment agency, consultancy and brokerage services; arranging and provision of loans, mortgages and guarantees; lending on mortgages; financing of loans; credit services; money exchange and transfer services; money ordering services; money transmission services; foreign currency services; services for the provision of travellers' cheques; pension services; pension fund administration services; personal pension services; fund management services; fund transfer services; trust services; trustee services; trusteeship services; investment services; financial investments; capital investment services; raising of capital; investment and protection advice; investment management services; stockbroking services; shares and securities brokerage, trading and distribution; share underwriting; share valuation; insurance services; insurance brokerage services; loss of income protection services; financial services; financial advisory services; nominee services; provision of finance; financing services for securing funds; real estate agency, management and valuation services; property administration services; information and advisory services concerning or relating to all of the aforesaid services; all the aforesaid services including services provided by means of a global computer network, on-line and interactive computer services

Telecommunications; telecommunication services providing access to information on financial products, financial information, services and transactions; telecommunication of information (including web pages), computer programs and any other data; provision of telecommunications access and links to computer databases and a global computer network; transmission and presentation of information by computer or by electronic means; communication by electronic means; global computer network communication services; all the aforesaid services relating to finance, insurance, stockbroking, banking and investment; electronic banking services; telephone banking and insurance services