Financial services; financial consultancy and management services; lending services; provision of hire purchase and lease purchase financing, lending services including instalment loans, loans against security; debit card services; credit card services; asset management; management of funds; trustee services; investment advisory services; investment brokering services; loan brokering services; insurance services and savings services; information relating to the foregoing services; financial services relating to the provision and use of retail credit facilities including issuing and managing charge cards, debit cards and credit cards; financial services for retail purchases, including retail purchases in retail stores, via mail and online