Financial services including loan services, lease purchase financing, hire purchase financing, and financial credit services, including all the aforementioned services provided to businesses; credit rating services; credit control, credit management and credit information services; debt recovery and debit collection services; debt purchasing; financial risk management and debt management services; debt consolidation and debt payment facilitation services; insurance services, including insurance risk management, insurance brokerage and insurance management services; advisory, consultancy and information services relating to the aforementioned services