Financial services; including general and life insurance advisory, information, consultancy, assistance, analysis and assessment services, including arranging insurance cover for others; insurance intermediary, agency and brokerage services, advisory and management services; financial planning and investment services, financial analysis, financial consultancy, financial advisory, financial information, financial valuation and financial management services; investment, investment advisory, investment information, investment valuation, investment management, management of investment monies, analysis and assessment services, including capital investments, mutual funds, share market and fund investments and fund management services; agency and brokerage services, including agency and brokerage services relating to the purchase and/or sale of or trade in listed and unlisted shares, options, trust units, warrants, stocks, bonds, derivative securities and other marketable securities; property trust management; the rental, leasing and valuation of real estate; management and administration of real estate; real estate agents; real estate brokers; leasing of real estate; appraisal of real estate; fiduciary services; trusteeship services, including those provided by the trustees of discretionary, fixed, unit, mixed fund, testamentary and superannuation fund trusts; superannuation services; financial, investment and insurance advice; banking services, including mortgage banking and investment banking services; lending against security; factoring services; lease purchase financing; funds transfer; lending services; credit, debit and charge card services; financial sponsorship; fund raising services; the provision of all these services on-line (including via a web site); retirement services; leasing and financing services; valuation services; real estate investment and management; financial information services including on-line information services