Electronic financial transaction apparatus; electronic point of sale apparatus; encoded cards for use in point of sale transactions; encoded cards for use in relation to the electronic transfer of financial transactions; terminals for processing credit and debit card transactions; electronic access security apparatus for buildings; electronic security apparatus for motor vehicles; electronic access security systems for computers; portable electronic transaction terminals; electronically encoded security passes; security identity verification software; electronic transaction software

Automated banking services relating to charge card, debit card or credit card transactions; electronic funds transfer; credit card, debit card and charge card services; transaction verification services; processing charge card, credit card or debit card transactions for others; electronic payment services via the internet; verification services for internet payment processing