Business consulting services in the field of insurance risk management; business risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy; insurance administration services in the fields of property, casualty and business risk insurance; insurance administration.

Insurance brokerage services in the fields of property, casualty and business risk insurance; insurance advisory services; financial risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy.