Electronic data carriers; magnetic and encoded cards including for financial purposes; credit cards, debit cards and payment cards; smart cards; charge cards; bank cards; card readers including for credit cards; electronic financial transaction apparatus; terminals for processing magnetic or encoded cards; electric card (including credit card) imprinters; electronic apparatus, software and hardware used in relation to banking, financial and insurance services

Financial services; banking services including issuance of credit accounts and other credit facilities; credit card services including issuance of credit cards; debit card services; charge card services; pre-paid card services; smart card services; payment processing services; transaction authentication and verification services; cash replacement rendered by credit cards and debit cards; online banking services; bill payment services; insurance services