Banking services; financial services being financing and lending services; electronic funds transfer services; internet banking services; cheque account services; savings account services; credit card services; loan and loan guarantee services; insurance services; brokerage services relating to financial instruments; debit card services; brokerage and underwriting services; financing; fund investments; securities dealer and brokerage services; hire purchasing financing; insurance services including general and health insurance planning services; provision of advisory, consultancy and information services in relation to the aforementioned services; all of the foregoing also available or provided via the Internet, by way of a computer database, over the telephone, or otherwise electronically