Cash card services; charge card and credit card services; charge card services; credit and cash card services; credit and debit card services; credit card and debit card services; credit card and payment card services; credit card transaction processing services; credit card verification; debit account services using a computer readable card; debit card services; issuance of credit cards; issuance of debit cards; issuing credit cards; issuing of credit cards; issuing of debit cards; credit card services; pre-paid credit card services; processing electronic payments made through prepaid cards; processing of credit card payments; processing of debit card payments

Insurance; financial affairs; monetary affairs; real estate affairs; providing a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, stored value and other payment cards, specifically, cardholder spending, fraud, risk management, terminated merchants, reporting of charge backs, retrievals and exceptions; providing financial services information via a global computer network; banking and credit services; services of credit, debit, purchasing, cash payment and prepayment cards; provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorisation services; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; cardholder financial authorisation and debt settlement services; online banking services; investment services including the services of insurance and assurance agents, insurance and assurance brokers, insurers, financiers, investment consultants and agents; mortgage banking, providing loans, consultancy, insurance and financial services of all kinds.