Educational consultancy services

Financial transaction devices in this class including, debit and credit cards and encoded fund transfer transaction cards, encoded cards, magnetic data carriers, recording discs, financial transaction apparatus including automated teller machines and automatic vending machines, electronic publications including those sold and distributed on line, downloadable electronic publications, electronic apparatus and software for processing of financial transactions

Insurance services; financial services; including banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet