Financial services; insurance services; investment services; lending and credit services; banking services; online and interactive banking, insurance, mortgage and financial services; provision of secure banking services; charge card, debit card, cash card, credit card and bank card services; account debiting services; providing electronic funds and currency transfer services; cash disbursement services; transaction authorisation and settlement services; payment and fund transfer services including electronic, online and telephone payment and fund transfer services; real estate affairs; administration of financial affairs; financial assessment, management and planning; savings and trading bank services; savings programs; savings accounts; savings banks; actuarial services; real estate appraisal services; lending against security; pension services; mortgage services; mortgage banking; mortgage brokering; mortgage lending; mortgage investment management; lending on mortgage; provision of mortgages; provision of mortgage loans; monetary services; issuing of tokens of value in relation to loyalty programmes; currency exchange services; services in the issuance and handling of cheques, vouchers, bonds, traveller's cheques and letters of credit; services in property evaluation and financing; services in underwriting; guarantee services; retirement payment services; trusteeship; surety services; financial sponsorship; financial affairs; consultancy, advisory and information services in this class relating to all the aforesaid services; provision of the foregoing services online, via an Intranet, telephone, mobile telephone, the Internet, interactive television, a global computer network or other electronic means.