Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments.

Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PaaS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.