apparatus and instruments for the processing, transmission, storage, logging, reception and retrieval of data being in the form of encoded data, text, audio, graphic images or video or a combination of these formats; apparatus for listening to music downloaded from the Internet; apparatus for payment with magnetically encoded cards; Cards made of plastic (encoded or magnetic); Cash cards (encoded); Cash cards (magnetic); broadband data interconnecting computer installations; computer networking and data communications equipment; computer software and hardware for electronic payments and financial transactions; computer software for online payments and transactions; computer software for sending and receiving electronic messages, alerts, notifications and reminders; computer software for use in connection with online retail; computer software in the nature of digital wallet passes; computer software including computer software for use in the financial services industry; computer software, software applications for use in connection with smartphones, PDA devices, tablet computers and other portable and handheld digital electronic devices; credit cards; data communication apparatus and instruments; data processing systems; downloadable computer software, for recording, tracking, processing or facilitating financial transactions; downloadable software applications (apps); downloadable software for providing an electronic financial platform for digital currency exchange; e-commerce software; electrical apparatus included in this class; electronic databases; electronic navigational and positional apparatus and instruments including global positioning systems; electronic point of sale machines; electronic publications (downloadable) provided online from a computer database, the Internet or other electronic network; electronic systems, including computer software, for facilitating the purchase of goods and services via electronic terminals including electronic funds transfer devices and automatic teller machines; encoded cards; encoded cards for use in relation to electronic transfer of funds; encoded cards for use in relation to the electronic transfer of funds; films, video, audio and graphic images downloadable from the Internet; machine readable devices for cashless payment systems; machine readable media; magnetic payment cards; magnetically encoded cards including credit cards and debit cards; terminals for the electronic transfer of funds and processing of electronic payments; computer software and parts, fittings and components included in this class for all of the aforementioned

Advertising and promotion services; advertising for others; compilation of advertisements for use as web pages on the Internet; compilation of directories for publication on the Internet; customer loyalty programs featuring discounted, express, and variable rate goods shipping and delivery services; data management services; database and data processing services; loyalty card services; organisation, operation and management of customer loyalty schemes; organisation, operation and supervision of sales and promotional incentive schemes; provision of business information relating to telephone users and subscribers; provision of information and advice on the supplying and promoting of commodities and selection and display of goods; provision of information and advice to the prospective purchasers of commodities and goods; provision of space on websites for advertising goods and services; retailing of goods (by any means); retail sale services; the bringing together, for the benefit of others, of a variety of goods enabling customers to conveniently view and purchase those goods including such services provided online from a computer database, the Internet or other electronic networks; information and advisory services relating to the aforesaid services