encoded gift cards; downloadable gift cards stored in digital wallets

Cards to be used as credit or debit cards (encoded or magnetic); terminals for the electronic payment of charges with credit cards; computer terminals for use with credit cards at point of sale; card readers for credit cards

Financial and monetary services, comprising banking, payment, credit, debit, charge, pre-paid, deposit access, stored value, automatic teller machine, point of sale, point of transaction services and electronic funds transfer services; credit and debit card services comprising the issuance of credit and debit cards, the acceptance of such cards by business establishments and other organisations for purchase of goods and services, the maintenance of financial records and traveller's cheque services; electronic billing and bill payment services that deliver bills to consumers electronically, enable consumers to pay their bills electronically, and enable financial institutions to settle these transactions electronically by debiting the consumers account and crediting the biller's account; redemption program services in this class

Cards to be used as credit or debit cards (encoded or magnetic); terminals for the electronic payment of charges with credit cards; computer terminals for use with credit cards at point of sale; card readers for credit cards

Advertising, marketing and promotional services; loyalty programs and incentive schemes; promoting the sale of goods and services of others by means of advertisements, promotional contests, discounts and incentives in the nature of rebates, redemptions, reward points and value added offers generated in connection with the use of payment cards

Cards to be used as credit or debit cards (encoded or magnetic); terminals for the electronic payment of charges with credit cards; computer terminals for use with credit cards at point of sale; card readers for credit cards

Financial and monetary services, including banking, payment, credit, debit, charge, pre-paid, deposit access, stored value, automatic teller machine, point of sale, point of transaction services and electronic funds transfer services; credit and debit card services comprising the issuance of credit and debit cards, the acceptance of such cards by business establishments and other organisations for purchase of goods and services, the maintenance of financial records and traveller's cheque services; electronic billing and bill payment services that deliver bills to consumers electronically, enable consumers to pay their bills electronically, and enable financial institutions to settle these transactions electronically by debiting the consumers account and crediting the biller's account; redemption program services in this class