Computer hardware, firmware and software, being for electronically processing transactions with credit cards, debit cards, charge cards, stored value cards, prepaid cards, encoded cards and smart phones; computer terminals, being computer terminals for use with credit cards, debit cards, and encoded cards; credit card, debit card, charge card, stored value card and prepaid card, encoded card and smart phone terminals; electronic terminals, being electronic terminals for use with credit cards, debit cards, charge cards, stored value cards, prepaid cards, encoded cards and smart phones; electronic point of sale terminals; cash delivery terminals; terminals for electronically processing transactions with credit cards, debit cards, charge cards, stored value cards, prepaid cards, encoded cards and smart phones; databases (electronic publications); electronic publications (downloadable); communications networks; data networks; computer networks; encoded, magnetic or machine readable credit cards, debit cards, charge cards, stored value cards and prepaid cards; credit cards, debit cards, charge cards, stored value cards and prepaid cards incorporating chips, electronic devices, microprocessors, optical devices and other radio-frequency identification (RFID) or near field communication (NFC) enabled devices; near field communication (NFC) and radio frequency identification (RFID) readers; near field communication (NFC) and radio frequency identification (RFID) tags; downloadable software (apps), including apps for electronically processing transactions via credit cards, debit cards, charge cards, stored value cards, prepaid cards, encoded cards and smart phones; parts and fittings for the aforementioned goods

Financial transaction services, being electronic processing of financial transactions and transactions with credit cards, debit cards, encoded cards and smart phones; electronic payment services; banking and credit services in relation to electronic processing of financial transactions and electronic payment services; electronic funds and currency transfer services; providing credit card, debit card, charge card, stored value card, prepaid card and encoded card services; banking, payment, credit, debit, charge, cash disbursement, and stored value deposit access services; bill payment services; debit card, prepaid card, stored value card and encoded card services; automated teller machine services; processing of financial transactions on-line via a computer database or via a global information network or via telecommunications or mobile devices or at the point of sale; processing services for financial transactions by card holders via automatic teller machines; deposit services, including processing deposits provided via credit cards, debit cards, charge cards, stored value cards, prepaid cards, encoded cards and smart phones; preparation and analysis of financial reports; financial services, namely provision of rules and processes for the processing of financial transactions and exchange of financial transaction messages; information and advisory services regarding the aforementioned services