Providing an online non-downloadable Internet-based system application featuring technology enabling users to research, price, and consummate transactions designed to manage and mitigate financial risk; Software as a service (SAAS) services featuring software for researching, pricing, and consummating transactions designed to manage and mitigate financial risk; Platform as a service (PAAS) featuring computer software platforms for researching, pricing, and consummating transactions designed to manage and mitigate financial risk; Hosting a website featuring non-downloadable software for researching, pricing, and consummating transactions designed to manage and mitigate financial risk