Downloadable software and mobile applications for enabling employees to access and transfer earned income on a weekly basis; downloadable computer software and mobile applications for managing and monitoring employee pay on a weekly basis.

Providing financial information via a website and mobile application; providing electronic processing of electronic funds transfer, ACH, electronic check and electronic payments; providing electronic processing of requests and execution of employee earned income transfers via a global computer network; financial services, namely, providing transfer of earned employee income on a weekly basis.