Financial services and monetary affairs, financial services for the payment of electricity; providing brokerage services with respect to electricity and related energy commodities; providing financing for electrical and related energy commodities; financial risk management services; dealing in wholesale energy markets; debit, direct-debit and credit services; retailing and wholesaling services relating to the sales, including the pre-paid sales, of telecommunications and communications equipment, mobile electronic equipment, software and airtime on mobile communication networks; mail-order sales services; fund and money transfers, electronic funds transfer services, payment systems; financial services associated with incentive, loyalty and rewards schemes