Financial services; financial authentication services; authentication of credit card and debit cards; payment services; electronic payment services; payment processing services; payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial screening, verification and regulatory services; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; banking services; credit card services, debit card services; debit and credit account services; electronic funds transfer services; financial database services; financial credit scoring services; providing financial information; provision of financial information; financial risk management consultation; financial affairs and monetary affairs, namely, financial information, management and analysis services; providing financial network services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit and debit card authorization services; authentication and verification services relating to payments or transfer of funds; information, advisory and consultancy services relating to all the aforesaid services

Design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons; scientific and technological services and research and design relating thereto; authentication of information, messages and data; information technology services; software services; software as a service; authentication and checking services in relation to biometric authentication, including in relation to payments or fund transfer; computerized biometric authentication services, including relating to secure payment services; software as a service in relation to the biometric identification and authentication of persons; computer consulting services, network consulting services, software customisation and deploymentassistance services, all relating to information security; software as a service in relation to the computerized authentication of individuals via biometric authentication, including via fingerprint, voice recognition, iris and facial recognition, including in relation to financial transactions; software as a service in relation to electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; hosting services; application service provider (ASP) services; providing online services for the registration, verification and authentication of personal identification and biometric information; design and development of computer hardware and software; development, design, control, analysis and consulting services relating to computer software and hardware and systems, including for authentication and identification of persons, including for the process of financial transactions and payments of any kind; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; data mapping in the financial sector; monitoring of computer systems for security purposes; information, advisory and consultancy services relating to all the aforesaid services

Computer software for data mining, data query, and data analysis; computer software for use in market basket analysis, customer purchase transaction analysis, product affinity, purchase frequency, and customer analysis; computer software for use in contact optimization analysis, recommending marketing strategies, appropriate advertising

Computational database marketing management consultancy using a new set of processes and technologies making marketing managers more operationally effective; identification of hard to find market segments in customers' data through unique clustering algorithms; identification of customers' propensity to engage in an activity through scoring algorithms; maximizing marketing return on investment while minimizing media risk through asset allocation solutions; optimization of customer campaigns to insure highest return on invested promotions; pricing optimization to provide everyday prices, retail markdown, and price promotions; supply chain intelligence solutions combining customer behavior and fulfillment activities; creation of marketing tools designed to increase client companies' knowledge of customer needs, and its competitors' products and services, pricing, advertising strategy and sales strategy