Debt consolidation and relief services; refinancing services; financial, bankruptcy, liquidation and insolvency services; negotiation, management and administration of financial arrangements; provision of information, advice and consultancy in relation to the aforementioned services

debt advisory services; debt management consultancy; debt consolidation services; debt restructuring services; financial services; financial management; debt settlement services; financial services relating to debt settlement; loan services; loan advice; financial advisory services relating to insolvency