Computer hardware, computer peripherals, computer software; computer hardware, computer peripherals and software for use in electronic and wireless business and consumer transactions, namely, computer hardware, peripherals and software to facilitate payments by electronic and wireless means; computer hardware and software to facilitate access to payment accounts for the purpose of commerce by electronic and wireless means; computer hardware in the nature of devices containing an integrated circuit chip and proximity payment devices known as transponders; computer hardware and software for encryption and secure data storage and retrieval and transmission of customer, account and transaction information used by individuals, banking and financial institutions; electronic recording carriers, optical; magnet optical and magnetic information and/or data whichever manner recordings consultation (text, sounds, pictures fixed or animated) (digital or analogue) or transmission carriers readable by computers, magnetic data carriers or optical; wireless telecommunications equipment, namely, transponders and electronic verification apparatus, namely computer hardware and software for authenticating charge cards, bank cards, credit cards, debit cards and payment cards; software security on cards for integrated circuits, index cabinets and confidential data used as stands for transactions safe, and identification carrier of cards; computer software for processing electronic payments and transferring funds; software intended for systems payments and funds transfer, including these making appeal to memory cards and for microprocessor for reading and writing badges, charts or other items portable, independent or in integrated automatic apparatus and intended for securing and for personalizing payment and funds transfer, by identification and of access control, in particular in field banking; authentication software for processing electronic payments and transferring funds; computer software designed to facilitate micro-payments to Internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); magnetic cards, magnetic identity cards, coded magnetic cards or machine readable codes; cards for authorization purposes; cards for authentication purposes; charge cards, bank cards, credit cards; debit cards; payment cards, cards rechargeable; access cards, payment cards and coin operated, transaction cards, wallets electronic; electronic apparatus for treatment of cheques; electronic terminals for safe transactions; card readers; computer software designed to e nable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; electronic systems for safe transactions and payments; automatic vending machines and mechanisms for coin operated apparatus

Financial services; banking and credit services; electronic funds and currency transfer services; transfer of funds and purchase of products and services offered by others via electronic communication networks; electronic transaction authorisation and settlement services; clearing and reconciling financial transactions via electronic communication networks; credit card services, credit card payment services; providing payment card services; stored value electronic purse services; electronic payment services on the Internet, financial services on the Internet; payment services, collection services all included in this class; processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; payment services involving payments to Internet retailers, merchants and content providers with information stored in a centralised database; providing payment services for Internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payment services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authentication and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services; stored value electronic purse services; payment services involving small value payments transacted by means of transponders and proximity payment devices; cardholder and merchant authentication services for electronic payments; prepaid telephone calling card services; cash disbursement services; automatic teller machine services; electronic transaction authorisation and settlement services; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs

Computer hardware, computer peripherals, computer software; computer hardware, computer peripherals and software for use in electronic and wireless business and consumer transactions, namely, computer hardware, peripherals and software to facilitate payments by electronic and wireless means; computer hardware and software to facilitate access to payment accounts for the purpose of commerce by electronic and wireless means; computer hardware in the nature of devices containing an integrated circuit chip and proximity payment devices known as transponders; computer hardware and software for encryption and secure data storage and retrieval and transmission of customer, account and transaction information used by individuals, banking and financial institutions; electronic recording carriers, optical; magnet optical and magnetic information and/or data whichever manner recordings consultation (text, sounds, pictures fixed or animated) (digital or analogue) or transmission carriers readable by computers, magnetic data carriers or optical; wireless telecommunications equipment, namely, transponders and electronic verification apparatus, namely computer hardware and software for authenticating charge cards, bank cards, credit cards, debit cards and payment cards; software security on cards for integrated circuits, index cabinets and confidential data used as stands for transactions safe, and identification carrier of cards; computer software for processing electronic payments and transferring funds; software intended for systems payments and funds transfer, including these making appeal to memory cards and for microprocessor for reading and writing badges, charts or other items portable, independent or in integrated automatic apparatus and intended for securing and for personalizing payment and funds transfer, by identification and of access control, in particular in field banking; authentication software for processing electronic payments and transferring funds; computer software designed to facilitate micro-payments to Internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); magnetic cards, magnetic identity cards, coded magnetic cards or machine readable codes; cards for authorization purposes; cards for authentication purposes; charge cards, bank cards, credit cards; debit cards; payment cards, cards rechargeable; access cards, payment cards and coin operated, transaction cards, wallets electronic; electronic apparatus for treatment of cheques; electronic terminals for safe transactions; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; electronic systems for safe transactions and payments; automatic vending machines and mechanisms for coin operated apparatus

Financial services; banking and credit services; electronic funds and currency transfer services; transfer of funds and purchase of products and services offered by others via electronic communication networks; electronic transaction authorisation and settlement services; clearing and reconciling financial transactions via electronic communication networks; credit card services, credit card payment services; providing payment card services; stored value electronic purse services; electronic payment services on the Internet, financial services on the Internet; payment services, collection services all included in this class; processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; payment services involving payments to Internet retailers, merchants and content providers with information stored in a centralised database; providing payment services for Internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payment services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authentication and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services; stored value electronic purse services; payment services involving small value payments transacted by means of transponders and proximity payment devices; cardholder and merchant authentication services for electronic payments; prepaid telephone calling card services; cash disbursement services; automatic teller machine services; electronic transaction authorisation and settlement services; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs

Financial services; credit card services, credit card payment services; electronic payment services on the Internet, financial services on the Internet; financing services, payment services; collection services