Computer software; computer application software; computer application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for processing financial information; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for implementing and recording financial transactions; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for settling transactions; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for providing authenticating of parties to a financial transaction; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for maintaining ledgers for financial transactions; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for providing access control to accounts and assets involved in financial transactions; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for the management of cryptographic security of electronic transmissions across computer networks; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for automating processes for authentication of party identity in connection with the issuance and management of cryptographic keys used for authentication or encryption of digital communications in an electronic transaction or communication over the internet and other computer networks; computer software, namely, encryption software to enable secure transmission of digital information over the internet, as well as over other modes of communication between computing devices; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for authentication and identity management information security; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for allowing users to calculate parameters related to financial transactions; computer and mobile device application software for mobile phones, portable media players, handheld computers, desktop computers, laptop computers, servers, computing systems, namely, software for allowing users to perform payment of interest calculations.

Telecommunication services; providing user access to computer software and mobile device applications; providing multiple user access to others to computer software and mobile device applications for implementing and recording financial transactions in data networks; providing multiple user access to others to computer software and mobile device applications to provide access control to accounts and assets involved in financial transactions in data networks; providing multiple user access to others to computer software and mobile device applications for settling transactions; providing multiple user access to others to computer software and mobile device applications for providing authenticating of parties to a financial transaction in data networks; providing multiple user access to others to computer software and mobile device applications for maintaining ledgers for financial transactions; providing multiple user access to others to computer software and mobile device applications for providing access control to accounts and assets involved in financial transactions in data networks; providing multiple user access to others to computer software and mobile device applications for the management of cryptographic security of electronic transmissions across computer networks in data networks; providing multiple user access to others to computer software and mobile device applications for automating processes for authentication of party identity in connection with the issuance and management of cryptographic keys used for authentication or encryption of digital communications in an electronic transaction or communication over the internet and other computer networks in data networks; providing multiple user access to others to computer software and mobile device applications for encrypting and enabling secure transmission of digital information over the internet, as well as over other modes of communication between computing devices in data networks; providing multiple user access to others to computer software and mobile device applications for allowing users to calculate parameters related to financial transactions in data networks.