Computer software including downloadable computer programs and recorded computer software; computer software including downloadable computer programs and recorded computer software for facilitating financial transactions; computer software including downloadable computer programs and recorded computer software for facilitating transfer of funds; communications software for electronically exchanging personal and financial information, including direct debt information; direct debit application software for mobile phones and personal computers; data carriers; data carriers bearing machine readable data including personal information; data processing programs recorded and stored on data carriers; electronic data carriers; computer programs for use in processing, storage and transmission of personal and financial data

Computerised financial services; financial transaction services, being the processing of personal and financial data, including direct debit information; processing of direct debit and financial information on-line or via a global information network or via telecommunications or mobile devices; collection of financial information; collection of payment information; direct debit services; information services relating to all of the aforesaid services