Financial services; financial affairs; monetary affairs; credit and charge card services; consumer stored value and debit card transaction processing services; providing electronic processing of stored value and debit card transactions and providing electronic payments via a global computer network; financial services in relation to electronic processing, verification, and settlement of sales transactions using online accounts; stored value and debit card transaction verification and settlement services; electronic payment processing services including electronic processing of stored value and debit card and online account payment data; stored value and debit card services; providing financial information via a global computer network; consultation services related to all of the foregoing