Computer hardware; computer software; computer programs; mobile telephone applications and other downloadable software; downloadable computer programs; electronic financial transaction apparatus; electronic funds transfer machines; automated teller machines; credit and debit card verification machines; apparatus for payment with magnetically encoded cards; active electronic labels containing coded information; storage materials for data in electronic form; machine readable devices for cashless payment systems; computer programs for commercial transactions; electronic point of sale transaction terminals; machines for executing remote financial transactions; application software; personal computer application software; cards carrying magnetically, optically or electronically recorded or encoded information or data; smart cards; chip cards; machine readable cards; charge cards, bank cards, credit cards, debit cards, stored credit cards, and payment cards; cards for use as credit cards (encoded or magnetic); cards for use as charge cards (encoded or magnetic; cards for financial services; apparatus for use with smart cards or cards used in financial transactions; apparatus for recording, transmission or reproduction of sound or images; apparatus for network communication; apparatus for processing data; apparatus for receiving information from a computer; touch sensitive electronic screens; apparatus for the transmission of data; data storage apparatus; data processing equipment; telephone handsets; cash registers; electronic cash registers; calculating machines; computers; electronic publications (downloadable) including electronic publications (downloadable) with financial education content; scientific, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), and teaching apparatus and instruments

Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; credit card registration services; credit card services; issuance of credit cards; processing of credit card statements; provision of credit cards; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; investment advice; investment management of funds; monetary affairs; funds management; financial planning services; general investment advice; investment management; provision of credit rating; payment administration services; and consultancy and ancillary services related to banking and financial services