Application software; communication software; computer programs (downloadable software); computer software downloads from the Internet; computer software for the integration of logic and data between computer networks and authorising access to databases; computer software for automating a process for authentication of credit history namely confidential financial and credit information, account opening and credit appraisal over the Internet and other computer networks

Providing authentication that data has been retrieved from a secure, trustworthy, fully compliant service by a customer over the Internet or other computer network and providing technical or customer support in connection therewith; Computer security services (design and development of secure computer hardware, software and systems

Financial services, including purchase payment and bill payment services, electronic purchase payment and electronic bill payment services; electronic banking services; electronic accounts payable services; funds, money and currency transfer services; advice, consultancy and provision of information relating to the aforesaid services; the aforesaid services being provided electronically or by other means

Providing access to databases and Internet sites for the retrieval and downloading of information relating to financial affairs; advice, consultancy and provision of information relating to the aforesaid services; the aforesaid services being provided electronically or by other means

Computer software including software packages for accounting; computer hardware; instructional and other materials sold therewith as a unit