insurance; insurance services; insurance management; insurance affairs; insurance advice; insurance brokerage; insurance consultancy; insurance underwriting; accidental, home, property and real estate insurance; actuarial services; financial services relating to insurance; insurance and financial research; research services relating to insurance; provision of facilities for reporting and for making insurance claims; provision of information and advice in relation to all of the foregoing services; provision of all the aforesaid services on-line, via a computer network, artificial intelligence, chat bot, machine learning, telephone, mobile devices, computers, and other mobile communication devices, or by other electronic means