Financial affairs and monetary affairs including banking, credit, investment, money lending and borrowing, money deposit, capital and other investments, cash management, trusts, property and equity trusts, home banking, money exchange, foreign currency exchange, financial consultancy, financial advice, financial evaluation, financial information, financial management, guarantees, provision of lease finance, financial nominee services, safe deposits, broking services, shares and securities, superannuation, trustee services in this class, financial services related to the management of superannuation funds, superannuation administration in this class, financial referral services in this class; development and implementation of salary packaging arrangements; real estate affairs including real estate valuations, real estate agency services; real estate management, real estate investment; insurance including life insurance, health insurance, accident insurance, house insurance, professional liability insurance, endowment insurance, term insurance, whole of life insurance, annuity contracts of various kinds, motor vehicle insurance, ship, boat and water vehicle insurance, insurance broking, insurance underwriting; life assurance; any of the above services conducted, provided or facilitated by electronic or telephonic means; providing financial information for the benefit of investors through Internet pages financial services in this class relating to the provision of a range of data management and distribution services including digital document design and production, electronic records management, electronic billing, receipting, response handling and payment services banking services; electronic funds transfer; bill payment services; provision of account balances; collection of funds; financial transactions on a global computer network; financial services including financial management and information services and electronic payment services; payment processing services that allow website, call centre, mail houses to process payments with financial institutions