Banking and financial services and monetary affairs, brokerage, capital and fund investments, cheque verification, credit and debit card services, deposits of valuables, financial consultancy, financial evaluation, financial information, financial management, financing services, fund and money transfers, guarantees, loans, overdrafts, mortgage banking, money exchanging, securities brokerage, surety services, travellers cheques; insurance, underwriting, insurance information, and insurance consultancy services; including when offered through retail centres