Credit card services excluding any such services related to road tolling services and systems for road toll payment

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment computers, computer hardware, computer software and computer programs; telecommunications and electrical apparatus and instruments; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; prepaid cards; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking, foreign exchange bureaux services and telecommunication industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards, prepaid cards, and payment cards; apparatus for teaching cards; cash dispensing machines

Banking and financial services and monetary affairs, brokerage, capital and fund investments, cheque verification, debit card services, deposits of valuables, financial consultancy, financial evaluation, financial information, financial management, investment management, wealth management, risk management; financial affairs; financing services, fund and money transfers, guarantees, loans, mortgage banking, money exchanging, securities brokerage, surety services, travellers cheques; insurance; insurance, underwriting, insurance information, insurance brokerage, and insurance consultancy services; monetary affairs; financial services associated with incentive, loyalty and rewards schemes; none of the forgoing being credit card services apart from those related to road tolling services and systems for road toll payment