Downloadable computer application software for managing bank accounts; downloadable computer communications software to allow customers to access bank account information, transact bank business, process payments and create reports of banking and payments activity; downloadable application programming interface (api) software; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.

Banking services; online banking services; payment and funds verification services; financial transaction services, namely, providing secure commercial transactions and payment options; electronic payment services; electronic cash transactions; electronic foreign exchange payment processing; cash and foreign exchange transactions; financial clearing houses; automated clearing house (ach) transaction processing services; clearing and financial settlement transactions via a global computer network; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial affairs and monetary affairs, namely, financial information management and analysis services; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.

Downloadable computer application software for managing bank accounts; downloadable computer communications software to allow customers to access bank account information, transact bank business, process payments and create reports of banking and payments activity; downloadable application programming interface (api) software; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.

Banking services; online banking services; payment and funds verification services; financial transaction services, namely, providing secure commercial transactions and payment options; electronic payment services; electronic cash transactions; electronic foreign exchange payment processing; cash and foreign exchange transactions; financial clearing houses; automated clearing house (ach) transaction processing services; clearing and financial settlement transactions via a global computer network; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial affairs and monetary affairs, namely, financial information management and analysis services; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.

Downloadable computer application software for managing bank accounts; downloadable computer communications software to allow customers to access bank account information, transact bank business, process payments and create reports of banking and payments activity; downloadable application programming interface (api) software; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.

Software-as-a-service (SaaS) for managing bank accounts; software-as-a- service (SaaS) software to allow customers to access bank account information, transact bank business, process payments and create reports of banking and payments activity; application service provider featuring application programming interface (API) software; all of the aforementioned for use in connection with fiat currencies and excluding software for use in connection with virtual and non-fiat currencies.