Computer software, computer hardware, point of sale terminals enabling the processing of payment transactions via multiple payment channels

Electronic communication services including such services to business which offers automated payment systems and for customer payment facilities

Banking and financial services, including payment collection of bills through multiple payment channels

Design and development of computer hardware and computer software which enable bill payment transactions to be securely processed and reported to businesses

Business management and business administration including provision of records of financial transactions and of information transferred between bill issuers and payment channels