Business management and administration services including payroll processing and administration, management of computer files, including on-line, Internet-based and telephone-enabled provision of such services

The provision of superannuation, savings and financial services including investment management, administration, account services, pension services, investment trust services, insurance (including death, total permanent disability and income protection insurance), housing loans and credit cards, financial planning services, health insurance and retirement savings products, investment management and adminstration, superannuation contribution management and administration, including on-line, Internet based and telephone enabled provision of such services