Financial services including loan services, lease purchase financing, hire purchase financing, and financial credit services, including all the aforementioned services provided to businesses; credit rating services; credit control, credit management and credit information services; debt recovery and debit collection services; debt purchasing; financial risk management and debt management services; debt consolidation and debt payment facilitation services; billing services; bill management services; provision of billing and invoice information services; bill payment services; including the provision of all of the aforementioned online; accepting and authorising financial transactions; the provision of payment plans including payment plans for telephones, mobile phones and/or internet access; insurance services, including insurance risk management, insurance brokerage and insurance management services; rental services in this class, including, the rental of safety deposit lockers; advisory, consultancy and information services relating to the aforementioned services