Financial services; financial management services; financial analysis; administration of financial affairs; financial appraisals; financial assistance; financial information and advice; preparation of and/or advising on financial reports, financial balance sheets, financial analyses; payment collection services; debt collection services; valuations; cash management services; monetary affairs; money exchange services; credit services; lending services; valuation services; risk management; provision of loans; management, planning, administration, advice, assistance, appraisal, evaluation, information, research and consultancy services relating to the aforesaid services