Financial services including services relating to personal, residential and commercial loans both secured and unsecured, guarantees, savings, term deposits, capital and other investments, credit services including credit cards, cheque facilities including travellers cheque services, bill paying facilities, provision of lease finance, safe deposit services; financial information; financial consultancy; financial management including financial planning; financial evaluation; financial valuations; insurance services; life insurance; income protection services; insurance consultancy; insurance information; insurance evaluation; superannuation services; providing financial and insurance services in this class by telephone

Communications services relating to financial and insurance services including telephone services, data acquisition and transmission services, electronic and Internet banking services

All items of a promotional and administrative nature associated with the Society's operation as a financial institution