Computer software; recorded computer operating programs; downloadable computer programs; recorded computer programs; downloadable computer software applications; computer platforms in the form of recorded or downloadable software; software [recorded programs]; downloadable e-wallets; credit cards, debit cards and virtual electronic payment; encoded magnetic-strip cards for debit, credit and stored value transactions; software, namely, an electronic financial platform enabling multiple types of debit and payment transactions from an integrated mobile phone, PDA, and web-based environment; data search software; database management software; software for providing banking services; credit verification software; software for encrypting and protecting the integrity of data and electronic communications over computer networks; application software; computer programs and software for trading securities electronically; e-commerce software enabling users to perform electronic commercial transactions via a global computer network; computer hardware and software (recorded and/or downloadable) to facilitate and administer payments, banking services, credit cards, debit cards, payment cards, automatic teller machines, stored value cards, electronic funds transfer, electronic payment, electronic processing and transmission of invoice payment data, cash payments, authentication, routing, authorization and transaction settlement services, fraud detection and control services; computers; smartphones; smart watches.

Financial services; banking services; financial transaction and payment processing services, payment verification services, financial transaction authorization and settlement services; value exchange services, namely, electronic transfer of secure funds over computer networks to facilitate e-commerce; processing financial transactions in a point of sale and online via a computer network or via telecommunication, mobile or wireless devices; payment card services; financial and monetary affairs, including banking; electronic funds transfer, money order and invoice payment services, currency exchange services; surety services; providing financial information and electronic payment data, including via a global computer network.