Management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; business consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; systemization and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of business communications for use by employers to communicate with employees; administration of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; customer service management relating to administrative processing of insurance claims.

Financial services; investment services; insurance services; insurance brokerage services; insurance underwriting services; financial risk management; actuarial services; actuarial consulting; financial consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and benefits, employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; administration of financial affairs relating to employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; financial research and information services; financial, direct risk, and insurance risk management services; financial research and information services; financial management of insurance claims; insurance services in the nature of loss control management for others; providing insurance information; financial risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; financial consulting and advice services for enterprise risk management (ERM) to assist with rating agency requirements.

Educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance.

Computer and information technology consultation; design, development and implementation of computer software, databases, websites, and intranets; design, development and testing of computer hardware; computer systems integration services; computer programming and computer modeling services; computer project management services; application service provider (ASP) services; providing temporary use of online non-downloadable software.

Management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; management and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials

Financial services; investment services; insurance and reinsurance services; insurance and reinsurance brokerage services; insurance and reinsurance underwriting services; risk management; actuarial services; actuarial consulting; financial consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and benefits, employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; financial management of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; financial research and information services; financial, direct risk, and insurance risk management services; financial research and information services; insurance claims management services; insurance services in the nature of loss control management for others; providing insurance information; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services relating to finance to assist with legal, regulatory and rating agency requirements

Educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modelling services; computer project management services; application service provider (ASP) services; providing temporary use of online non-downloadable software

Business management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee relocation, business and organizational management and operations, business contingency planning, strategic planning, business operations, mergers and acquisitions, organizational structure and reorganization, and product marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations; consulting regarding cost management of health care, dental, and prescription plans of others.

Consulting services in the fields of insurance, financial risk management, financial services, investments, employee compensation and benefits concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and administration of health care, dental, and prescription plans; administration of employee compensation and benefit plans concerning insurance and finance, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services concerning insurance and finance; financial, direct risk and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services, namely, insurance claims administration and processing; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services, in the nature of financial risk management advice and consulting, to assist with legal, regulatory and rating agency requirements; risk management, namely, financial risk management.

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, computer simulation from computer programs for others; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications and software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining web sites and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; consulting services in the field of product development.