Computer software, downloadable computer software and mobile applications for financial management, investment management, access to and management of credit and loan facilities, access to insurance products, access to "escrow as a service" and "escrow services", access to "banking as a service" and "platform as a service", exchanging of currencies, exchange of digital tokens management of stored value, providing electronic processing of electronic funds transfer, electronic funds transfer using real-time gross settlement (RTGS) systems, electronic payments, financial transactions.

Financial services, namely banking services provided electronically; arranging and provision of credit, loans and insurance, escrow services, exchanging of currencies, exchange of digital tokens, issuance of stored value, account issuance, providing electronic processing of electronic funds transfer, electronic payments, financial transactions.